The Mortgage Banking group of Medalist Capital specializes in arranging permanent nonrecourse financing for commercial real estate properties through our expansive network of lenders.
Our sources of capital include life insurance companies, securitized lenders, agencies (Fannie, Freddie, FHA), credit unions, banks and mortgage REITs. We are an exclusive correspondent for 27 different life insurance companies. Additionally, many of our lender relationships are long-standing – many have lasted more than 20 years. Through these relationships, we are able to offer our clients customized financing solutions that go beyond traditional 10-year permanent mortgages and include construction financing, construction and permanent loans, mezzanine debt, forward commitments, floating rate debt and other structured financing options.
We can arrange financing on all types of commercial real estate, including:
- Industrial and flex
- Self-storage facilities
- Medical offices
- Manufactured housing
Our team is a group of dedicated, experienced professionals, many of whom have more than 20 years of experience in the industry. We use a full-firm approach, where our entire team devotes the time and attention necessary to ensure the highest-quality work and most importantly, a successful outcome.
Our proven process begins with a hands-on approach from our producers, where our clients’ needs are identified and sound advice on current market conditions and trends is shared. Complete deal analysis follows, including detailed underwriting, market data compilation and ultimately a professional presentation to our lenders. A competitive environment is then created to source the most attractive capital available. We lead the negotiations and consult with our clients to select the best option, and are actively involved in the closing process.
We work with our lenders to customize their loan programs to meet specific borrower needs. Examples include:
- Interest-only features
- Participating mortgages
- Funding with partial leasing
- Variable amortizations
- Proper handling of environmental situations
- Collateral substitution
- Credit tenant lease (CTL) financing